Renters and Tenants Insurance

 

Whether you rent an apartment or house, a Tenant’s Insurance Policy with Forestburg Agencies will provide coverage for your personal property, upgrades, or legal liability for bodily harm or property damage to others.

In order to provide the coverage most suited to your individual needs, some areas to discuss include damage to the dwelling, tenant’s legal liability, theft of contents, and unit improvements and betterments.

Forestburg Agencies takes a proactive approach to claims.  We work with the insurance companies to make sure claims are completed in a timely manner and fair for all concerned.

 

Types of Renters Insurance Coverage

Basic Liability

Basic Liability coverage protects you if you or your guests cause damage to the building – whether it be your unit or the whole building. If you don’t have this protection and you are sued for the repair costs, you could be financially responsible for the whole bill. This coverage is comparable to the liability coverage in a typical homeowners’ policy.

Contents Coverage

Contents coverage replaces your belongings if they are lost or damaged. You may think you have little of value, but you would be very surprised how much it would cost you to replace everything – all at once. You should insure for an amount representing the new replacement cost of all your belongings. Coverage is on a named perils or an all risk basis.

 

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